American Financial Services Association (AFSA)
The American Financial Services Association (AFSA), based in Washington, D.C., is the national trade association for the consumer credit and finance industry. Founded in 1916, AFSA has a broad membership, ranging from large national financial services firms to single office, independently owned consumer finance companies. AFSA represents financial services companies that hold a leadership position in their markets and conform to the highest standards of customer service and ethical business practices. Although it is diverse, AFSA’s membership is united by its main goal of serving the credit needs of consumers and businesses.
Contact Information:
Sheilah Harrison — Vice President Member Services
919 Eighteenth Street, NW Suite 300
Washington, DC 20006
Phone: (202) 466-8602
California Financial Services Association (CFSA) The California Financial Services Association (CFSA) is a non-profit trade association representing major national and international corporations and independent lenders with operations in the State of California to provide a broad range of financial services, including consumer and commercial loans, retail installment financing, automobile and mobile home financing, home purchase and home equity loans, credit cards, and lines of credit. Our knowledgeable lobbyists, a committee of legal counselors, and public relations experts act as liaisons between the finance industry and decision-makers in California.

CFSA's mission is to foster ethical practices and high standards of conduct in the finance industry. The goal is to improve conditions within the industry and promote a greater knowledge and understanding of the economic and social aspects of consumer lending to all Californians, with an emphasis on the California Legislature and regulatory bodies. Since members represent a unified force of finance lenders, this helps bolster the message of the industry and provides individual companies with a voice in the lawmaking process they might not otherwise enjoy.

Contact Information:
David Knight — Executive Director
2010 Maple Glen Rd., Suite 200
Sacramento, CA 95864
Phone: (916) 485-1554
Fax: (916) 485-5237
Independent Finance Association of Illinois (IFAI)
The primary goals of the Independent Finance Association of Illinois (IFAI) are to advance, shape, resist and monitor legislation that impacts your business and to keep our membership advised of these developments and solicit their input with the objective of protecting access to credit.

Top Five Reasons to Join IFAI:
  1. The IFAI speaks for you!
  2. The IFAI understands your business!
  3. The IFAI effectively conveys your concerns with knowledge and understanding to legislators, consumer groups, and the public with the ultimate objective to protect consumers' access to credit.
  4. IFAI gains strength in numbers. With more members, our message to legislators, consumer groups and the public is listened to and taken seriously.
  5. IFAI gets involved where needed to help protect our members' best interests.
Contact Information:
Mark E. Dapier — Executive Director
736 N. Western Ave. Suite 164
Lake Forest, IL 60045
Office: (773) 290-5284
Cell: (847) 942-4985
Fax: (847) 789-9494
National Automotive Finance Association (NAF) The National Automotive Finance Association (NAF) is the voice of the non-prime auto finance industry, addressing the challenges of all segments — sales finance companies, dealers, and third-party service providers. The NAF Association supports its members and the industry with education, research and information. Member companies rely on the annual conference and industry survey for business-building information.
Contact Information:
Jack Tracey, CAE — Executive Director
7250 Parkway Drive, Suite 510
Hanover, MD 21076
Phone: (410) 865-5431
Fax: (410) 712-4038
Black Book
Founded in 1955 in the metro Atlanta area, Black Book is a division of Hearst Business Media. Our Lender Solutions Team is dedicated to helping the auto lending community identify opportunity and gain untapped insight from the industry's most trusted data.

Contact us today to discuss how Black Book data can work for you at (770) 533-5391 or
Contact Information:
Susan Hughes — Lender Solutions Manager
2620 Barrett Rd.
Gainesville, GA 30507
Phone: (770) 533-5391
Credco CoreLogic® Credco® is the nation’s number one provider of merged and specialty credit reports, processing millions of credit and credit-related transactions every month. For more than 50 years, our consumer information solutions have enabled lenders to make sound, agile business decisions.
Today, Credco offers a wide range of solution-driven products that include credit reporting services, identity verification products, and compliance solutions for the consumer lending, automotive, recreational vehicle, boat and marine, and manufactured housing industries. A wholly-owned subsidiary of CoreLogic, we combine industry expertise and the latest technology to create innovative solutions that help you make smarter business decisions.
Contact Information:
Rachel Peranski — Account Manager
12395 First American Way
Poway, CA 92064
Phone: (619) 938-6833
Fax: (619) 938-7733
Since 2006, FactorTrust has specialized in predictive credit scoring and data solutions for non-prime auto lenders. Data is reported to FactorTrust by lender contributors daily or in real-time allowing maximum impact on lending decisions. The company currently has over 200 million proprietary loan transaction records. In addition, the company has created the FactorTrust Underbanked Index®, providing a range of data points including demographics, loan behavior and stability, to help shed light on non-prime consumers.
Contact Information:
Scott Brackin — Vice President, Auto Finance
Roswell, GA
Phone: (512) 688-1833
InfoIMAGE, Inc. specializes in serving financial institutions for more than 20 years. InfoIMAGE produces and delivers integrated print-and-electronic documents, including account statements, eStatements (accessible through online banking), statement re-design, checks, check IRD re-conversion and printing, daily notices, personalized direct mail and more. InfoIMAGE reduces costs, improves service and speeds delivery of documents.
Contact Information:
Gary Marshall — Corporate Sales Manager
141 Jefferson Drive
Menlo Park, CA 94025
Phone: (760) 788-7176
Kelley Blue Book
Founded in 1926, Kelley Blue Book, The Trusted Resource®, is the only vehicle valuation and information source trusted and relied upon by both consumers and the automotive industry. Each week the company provides the most market-reflective values in the industry on its top-rated website, including its famous Blue Book® Trade-In and Suggested Retail Values, and Fair Purchase Price, which reports what others are paying for new cars this week.
The company also provides vehicle pricing and values through various products and services available to car dealers, auto manufacturers, finance and insurance companies, and governmental agencies. Kelley Blue Book's ranked highest in its category for brand equity by the 2014 Harris Poll EquiTrend® study and has been named Online Auto Shopping Brand of the Year for three consecutive years.
Kelley Blue Book Co., Inc. is a subsidiary of AutoTrader Group, which includes, vAuto, VinSolutions and HomeNet Automotive. AutoTrader Group is a subsidiary of Cox Enterprises.
Contact Information:
DeeDee VanderYacht
Manager, Syndication
195 Technology Drive
Irvine, CA 92618
Phone: (949) 267-4422
With more than 1000 clients, Paymentus is an established leader in secure paperless billing and payment solutions. Our eBilling and Payment Platform provides auto finance companies with a unified customer experience including online, mobile, IVR, text, kiosk, and agent-assisted bill-pay channels, and a full range of customer communication options.
Contact Information:
Bill Asip
Vice President, Business Development
Phone: (770) 698-0091
PaymentVision is an industry-leading financial technology firm that offers a PCI-compliant payment gateway that helps businesses accept electronic payments via their own call center, automated phone systems, web, or integrated software payment API. Recently named a top electronic payment solution by Collection Advisor Magazine, PaymentVision has over 2,000 customers and processes more than $2 billion in transactions annually. PaymentVision clients span several industries and include some of the largest collections, finance, municipalities, utilities, and healthcare companies in the nation.
Contact Information:
9801 Washingtonian Blvd, Suite 200
Gaithersburg, MD 20878
Phone: (800) 345-7243
PayNearMe PayNearMe is the cash transaction network that enables consumers to pay rent, repay loans, buy tickets, make online purchases and much more with cash. Consumers can conveniently make payments 24/7 in their own neighborhood in less than 60 seconds at one of the 9,300 participating 7-Eleven and ACE Cash Express stores across the United States.
Contact Information:
Casey Chang — Director, Account Management
292 Gibraltar Dr.
Suite 104
Sunnyvale, CA 94089
Phone: (213) 712-1122
Solutions By Text Solutions by Text (SBT) is a division of Marketing Response Solutions, LLC, a privately-held corporation whose primary focus is delivering critical information in an SMS format. SBT has developed a proprietary software designed to adhere to regulations within the mobile phone industry. Solutions by Text strives to:
  • Develop a scalable solution with flexibility to meet industry changes and demand
  • Maintain a functional user interface with various user access options
  • Build products delivering a clear consistent value
  • Construct a suite of services matching the demands of the consumer
For over 20 years, Solutions by Text has partnered with a variety of organizations in multiple industries to design/implement a diverse SMS solution. SBT customizes a suite of services to meet Client requirements and maintain ease of use.
Contact Information:
Danny Cantrell — CEO
15110 Dallas Parkway STE 500
Dallas, TX 75248
Spireon Spireon, Inc., connects companies to their mobile assets and workforces, giving them powerful information platforms that turn data into actionable business intelligence. Headquartered in Irvine, CA, Spireon's leading Software-as-a-Service (SaaS)-based tools now support more than 2 million active subscribers through the company's vehicle finance and fleet telematics solutions, and trailer and asset intelligence GPS offerings.
Contact Information:
Ron Wilwert
16802 Aston Street
Irvine, CA 92606
(800) 557-1449 ext. 1130